At age 62
$683,432
27 years of ownership. At 62 you receive what remains. Invested. Inheritable.
Retirement calculator
What ownership looks like at 62
Everyone gets an account. At 62 you receive what remains. See what compounding does that agencies never will.
Illustration
Your age. Your deposit. Your return.
Not a promise. A model of the Freedom Accounts Act of 2027: annual deposits, an assumed return, and a balance you receive at 62. What you have already paid into Social Security is the starting point — then it grows from there. Enrollment in Social Security ends December 31, 2027. If you are already enrolled, you keep it. January 2028 it is Freedom Accounts only. The phase-out starts 20 years later and ends with the last person who enrolled.
If the same dollars were spent through agencies
$211,248
No compounding. No estate. Ineffective spending stays ineffective.
The difference ownership makes
$472,184
That gap is why this campaign exists.