Freedom Account
Ownership per person
$113,336
Invested. Inheritable. Yours.
Clock simulation
Freedom Account vs. debt
Side by side, per person, from January 1, 2028. Ownership compounding one way. Debt compounding the other.
People vs. the debt
Run the years
Live scoring begins January 1, 2028, after the Freedom Accounts Act of 2027. Until then, the model lets you walk 0–40 years. Illustration only — not a guarantee.
Live clock · starts January 1, 2028
The live clock is dark until January 1, 2028. Until then, run the model below — Freedom Account per person versus debt per person.
Model preview
January 1, 2028 + 10 years
Annual into your account after the 5% fee: $7,824
National debt
Debt per person
$203,269
Still compounding the other direction.
Gap at this year: $89,933 still behind the debt. Illustration only — 8% equity return, 5.5% debt growth, $2.8T covered social spending redirected each year, 5% Trust fee. Not a guarantee.
Open the retirement calculator